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Money / Complete estimate

Complete pay calculator

Combine the three core monthly figures for 2026: Basic Pay + BAH + BAS. Works for any U.S. duty-station ZIP code. The result is an estimate, not a leave and earnings statement.

A Navy service member and her spouse review their household budget together at home.

How it works

Every dollar in the result is traceable: basic pay comes from the FY2026 DFAS table for your grade and years of service, BAH from the 2026 DTMO rate for your duty station’s housing area, and BAS at the published 2026 rate. Nothing is estimated or interpolated.

This calculator intentionally excludes special and incentive pays, taxes, deductions, COLA, and other allowances. Warrant and commissioned officers receive the officer BAS rate; O-8 and above receive BAH at the O-7 rate. Use it for orientation, then confirm with your finance office.